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Employee Benefits > Qualified Preretirement Survivor Annuity (QPSA)

The following information is about Qualified Preretirement Survivor Annuity (QPSA).

Qualified Preretirement Survivor Annuity (QPSA) Defined

A required form of annuity benefit for pension plans. The QPSA applies to distributions to a beneficiary when a participant has died before benefits had begun to be distributed. The QPSA requirement is automatic unless the participant has waived the right, with their spouse’s consent.

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