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Employee Benefits > Qualified Joint And Survivor Annuity (QJSA)

The following information is about Qualified Joint And Survivor Annuity (QJSA).

Qualified Joint And Survivor Annuity (QJSA) Defined

A required type of annuity benefit for pension plans which takes its name from the fact that periodic payments will be made over the joint lives of a married participant and his or her spouse. A QJSA must be provided (with certain exceptions) whenever a participant begins to receive benefits during his lifetime, unless the annuity option is waived with spousal consent.

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